2025年，中国信息通信研究院联合多家金融机构与科技企业正式发布《2025金融大模型评测体系》，标志着金融行业在人工智能大模型应用方面迈入标准化、规范化新阶段。该评测体系围绕‘安全性、专业性、合规性、可用性、可解释性’五大核心维度，构建了覆盖模型能力、数据治理、风险控制及业务适配的全方位评估框架。针对金融领域对高准确性、强监管和低容错的特殊要求，评测体系特别强化了对模型输出合规性、金融知识深度理解、反欺诈与风控能力等关键指标的量化评估。此外，该体系还引入动态更新机制，以适应快速演进的大模型技术和不断变化的监管环境。《2025金融大模型评测体系》的发布，不仅为金融机构选型、部署和优化大模型提供权威参考，也为推动AI在金融领域的安全、可信、高效落地奠定基础，助力构建高质量发展的智能金融生态。
In 2025, the China Academy of Information and Communications Technology (CAICT), in collaboration with leading financial institutions and technology companies, officially released the ‘2025 Evaluation Framework for Large Financial AI Models,’ marking a significant step toward standardization and regulation in the application of large AI models within the financial sector. The framework is built around five core dimensions: safety, professionalism, compliance, usability, and explainability, offering a comprehensive assessment structure that covers model capabilities, data governance, risk control, and business alignment. Specifically tailored to the financial industry’s stringent demands for high accuracy, strong regulatory adherence, and low tolerance for errors, the framework places particular emphasis on quantifiable metrics such as regulatory compliance of model outputs, depth of financial domain knowledge, and capabilities in fraud detection and risk management. Additionally, it incorporates a dynamic update mechanism to keep pace with rapidly evolving AI technologies and shifting regulatory landscapes. The release of this evaluation system not only provides financial institutions with an authoritative benchmark for selecting, deploying, and optimizing large AI models but also lays the groundwork for the safe, trustworthy, and efficient integration of AI into finance, fostering a high-quality intelligent financial ecosystem.
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