近年来，“校园培训缴费”诈骗案件频发，已形成一条组织严密、分工明确的黑产链条。不法分子通常冒充教育机构、学校老师或官方平台，以“课程升级”“学分补修”“资格认证”等名义，诱导学生或家长通过伪造的缴费链接或二维码支付费用。部分诈骗团伙甚至利用非法获取的学生信息，精准实施定向诈骗，极具迷惑性。该黑产链通常包括信息窃取、话术设计、技术搭建、资金洗白等多个环节。上游通过数据泄露或网络爬虫获取学生及家长联系方式；中游由“话务员”扮演权威角色进行电话或短信诱导；下游则通过虚拟账户、第三方支付通道快速转移赃款，逃避监管。更有甚者，与部分不良培训机构勾结，以“合作办学”为幌子，行骗敛财。专家提醒，正规教育缴费均通过学校官网或官方指定渠道完成，不会通过私人链接或社交软件催缴。学生和家长应提高警惕，核实信息来源，发现可疑情况及时报警。相关部门也需加强数据安全监管，斩断黑产利益链条，守护校园净土。
In recent years, scams involving ‘campus training fee payments’ have surged, evolving into a well-organized and highly specialized criminal network. Fraudsters typically impersonate educational institutions, school staff, or official platforms, luring students or parents into paying fees through fake payment links or QR codes under pretexts such as ‘course upgrades,’ ‘credit make-up,’ or ‘certification exams.’ Some gangs even use illegally obtained student data to carry out precisely targeted scams, making them highly deceptive.This illicit chain involves multiple stages: data theft, script development, technical setup, and money laundering. Upstream actors acquire student and parent contact information via data breaches or web scraping; midstream ‘call agents’ pose as authority figures to pressure victims via phone or text; downstream operators quickly funnel stolen funds through virtual accounts or third-party payment channels to evade detection. In some cases, these fraudsters collude with unscrupulous training centers, using ‘partnership programs’ as a cover for their schemes.Experts warn that legitimate educational payments are always processed through official school websites or authorized channels—never via private links or social media messages. Students and parents should remain vigilant, verify the source of any payment request, and report suspicious activity immediately. Authorities must also strengthen data protection regulations and crack down on this criminal ecosystem to safeguard the integrity of educational environments.
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