2025年，河南省房地产市场在政策支持与市场需求双重驱动下呈现稳中有进的态势。根据河南省住房和城乡建设厅最新发布的数据，全省商品房销售面积同比增长约4.2%，其中郑州、洛阳等核心城市成交量明显回升。政府持续推进‘保交楼、稳民生’政策，有效提振了购房者信心。同时，多地优化限购限贷措施，降低首付比例和房贷利率，进一步释放了刚性和改善性住房需求。值得注意的是，保障性住房建设加速推进，全年计划新开工保障性租赁住房超10万套，助力构建多层次住房供应体系。尽管部分三四线城市仍面临去库存压力，但整体市场预期趋于稳定，行业正逐步向高质量、可持续发展方向转型。
In 2025, Henan Province’s real estate market has shown steady and gradual improvement, driven by supportive policies and market demand. According to the latest data released by the Henan Provincial Department of Housing and Urban-Rural Development, the sales area of commercial housing in the province increased by approximately 4.2% year-on-year, with notable rebounds in core cities such as Zhengzhou and Luoyang. The government’s continued implementation of the ‘Ensure Project Delivery, Stabilize People’s Livelihoods’ policy has effectively boosted buyer confidence. Additionally, many cities have relaxed home purchase restrictions and mortgage lending rules, lowering down payment ratios and interest rates to further stimulate both first-time and upgrade housing demand. Notably, construction of affordable housing is accelerating, with over 100,000 units of subsidized rental housing planned for new starts this year, supporting a multi-tiered housing supply system. Although some third- and fourth-tier cities still face inventory challenges, overall market expectations are stabilizing, and the industry is gradually transitioning toward high-quality, sustainable development.
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