近日，国家发展改革委、财政部、中国人民银行、金融监管总局联合发布通知，进一步优化设备更新贷款贴息政策。该政策旨在支持企业加快技术改造和设备更新，推动产业转型升级，提升制造业核心竞争力。新政策扩大了贴息支持范围，将更多先进制造、绿色低碳、安全生产等领域的设备纳入支持目录；同时提高贴息比例，对符合条件的项目贷款给予最高2.5个百分点的贴息支持，期限最长3年。此外，政策还简化了申报流程，强化部门协同，加快资金拨付，确保政策红利精准直达企业。此举不仅有助于降低企业融资成本，还将激发企业投资意愿，为稳增长、促转型提供有力支撑。
Recently, the National Development and Reform Commission (NDRC), the Ministry of Finance, the People’s Bank of China, and the Financial Regulatory Authority jointly issued a notice to further optimize the interest subsidy policy for equipment-upgrading loans. The policy aims to support enterprises in accelerating technological upgrades and equipment renewal, thereby promoting industrial transformation and enhancing the core competitiveness of China’s manufacturing sector. The updated policy expands the scope of eligible equipment to include more categories in advanced manufacturing, green and low-carbon technologies, and workplace safety. It also increases the subsidy rate, offering qualified projects an interest subsidy of up to 2.5 percentage points for a maximum duration of three years. Additionally, the application process has been streamlined, inter-agency coordination strengthened, and disbursement accelerated to ensure timely and targeted delivery of policy benefits. This move is expected not only to reduce corporate financing costs but also to stimulate business investment, providing strong support for stabilizing economic growth and advancing industrial transformation.
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