2014年1月16日，中国人民银行正式发行马年贺岁纪念钞及纪念币，并于当日开启全国范围的兑换工作。作为中国农历生肖系列纪念币的重要组成部分，马年纪念钞和纪念币以‘马到成功’为主题，寓意吉祥、奋进与希望。此次发行的纪念钞面值为10元，采用红色主色调，正面印有奔腾骏马图案，背面则呈现中国传统剪纸风格的马形图样，整体设计融合了民俗文化与现代防伪技术。纪念币则为双色铜合金材质，面值同样为10元，图案包括飞马、祥云等传统元素，兼具艺术性与收藏价值。根据央行安排，公众可凭有效身份证件在指定银行网点按面值兑换，每人限兑一定数量。首日开兑即引发热烈反响，多地银行网点排起长队，部分城市甚至出现数小时内兑换完毕的情况。这不仅体现了民众对传统文化的认同，也反映出纪念币钞在收藏市场中的持续热度。专家提醒，虽然纪念钞币具有法定货币地位，但其主要功能在于纪念与收藏，不建议用于日常流通。同时，应警惕市场上高价炒作或伪造产品，理性参与兑换与收藏。
On January 16, 2014, the People’s Bank of China officially issued the Year of the Horse commemorative banknote and coin, opening nationwide exchanges on the same day. As a key part of China’s Lunar Zodiac commemorative series, these items carry the theme ‘Success Comes Swiftly Like a Galloping Horse,’ symbolizing good fortune, progress, and hope.The commemorative banknote has a face value of 10 yuan and features a vibrant red design. Its front displays a galloping horse, while the back showcases a traditional Chinese paper-cut style horse motif, blending folk art with modern anti-counterfeiting technology. The commemorative coin, also valued at 10 yuan, is made of bimetallic copper alloy and depicts a flying horse amid auspicious clouds—elements that highlight both artistic merit and collectible appeal.According to the central bank, members of the public could exchange these items at designated bank branches by presenting valid identification, with a limit per person. On the first day of exchange, long queues formed outside banks across the country, and in some cities, allocations sold out within hours—demonstrating strong public enthusiasm rooted in cultural pride and collector interest.Experts note that while these notes and coins are legal tender, their primary purpose is commemorative and collectible, not for everyday circulation. They also caution against market speculation or counterfeit products, urging the public to participate responsibly.
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