近年来，随着我国人口老龄化程度不断加深，‘银发经济’逐渐成为推动高质量发展的重要增长点。2024年以来，国家密集出台多项支持政策，从养老服务体系建设、适老化产品供给到老年消费市场培育，全方位释放‘银发红利’。例如，《关于发展银发经济增进老年人福祉的意见》明确提出，要健全多元化养老服务体系，鼓励社会资本参与养老产业，推动智慧养老、健康养老等新业态发展。同时，各地加快完善社区居家养老设施，推进老旧小区适老化改造，提升老年人生活便利性和幸福感。政策春风不仅为老年人带来更优质的服务和产品，也为相关企业创造了广阔市场空间。预计到2035年，我国银发经济规模将突破30万亿元，成为拉动内需、促进就业和产业升级的新引擎。在政策引导与市场需求双重驱动下，银发经济正迈向高质量、可持续发展的新阶段。
In recent years, as China’s population continues to age, the ‘silver economy’ has emerged as a key driver of high-quality economic growth. Since 2024, the government has rolled out a series of supportive policies covering elderly care infrastructure, age-friendly product supply, and the cultivation of senior consumer markets—unlocking the full potential of the ‘silver dividend.’ For instance, the ‘Guidelines on Developing the Silver Economy to Enhance Elderly Well-being’ explicitly calls for a diversified elderly care service system, encourages private investment in the sector, and promotes innovative models such as smart and health-focused elderly care. Meanwhile, local governments are accelerating the development of community-based home care facilities and implementing age-friendly renovations in older residential neighborhoods to improve convenience and quality of life for seniors. These policy initiatives not only deliver better services and products to older adults but also open vast market opportunities for businesses. By 2035, China’s silver economy is projected to exceed RMB 30 trillion, becoming a new engine for domestic demand, job creation, and industrial upgrading. Driven by both policy support and market demand, the silver economy is entering a new phase of high-quality, sustainable development.
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