近日，全国人大常委会委员就优化养老金制度提出多项建议，强调应加快构建更加公平、可持续的养老保障体系。委员们指出，随着我国人口老龄化程度不断加深，现行养老金制度面临结构性压力，亟需通过改革提升统筹层次、完善多支柱体系，并增强基金的长期支付能力。具体建议包括：推进基本养老保险全国统筹，缩小地区间待遇差距；鼓励发展企业年金和职业年金，扩大个人养老金制度覆盖面；加强养老金投资运营，提高保值增值水平；同时，应健全延迟退休配套政策，确保制度平稳过渡。委员们还呼吁加强立法保障，将养老金制度改革纳入法治轨道，以维护广大参保人员的合法权益。此举旨在应对未来养老挑战，推动实现老有所养、老有优养的目标。
Recently, members of the Standing Committee of the National People’s Congress (NPC) put forward several recommendations on optimizing China’s pension system, emphasizing the need to accelerate the development of a fairer and more sustainable old-age security framework. They noted that as China’s population continues to age rapidly, the current pension system faces structural pressures, necessitating reforms to enhance coordination, improve the multi-pillar pension structure, and strengthen the long-term solvency of pension funds. Specific proposals include advancing nationwide pooling of basic old-age insurance to reduce regional disparities in benefits; encouraging the growth of enterprise and occupational annuities; expanding coverage of the individual pension scheme; improving investment strategies to ensure better preservation and appreciation of pension assets; and establishing supporting policies for gradual retirement age adjustments to ensure a smooth transition. The committee members also called for stronger legislative safeguards to institutionalize pension reforms within a legal framework, thereby protecting the rights and interests of contributors. These measures aim to address future aging-related challenges and realize the goal of ensuring dignified and secure retirement for all citizens.
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