2026年杭州医保最新缴费标准已于近日正式公布，引发市民广泛关注。根据杭州市医疗保障局发布的通知，2026年度城乡居民基本医疗保险个人缴费标准为每人每年720元，较2025年上调40元；财政补助标准同步提高至每人每年1380元。职工医保方面，单位缴费比例维持在9.5%，个人缴费比例为2%（含大病保险0.5%），缴费基数上下限也根据上年度全市职工平均工资进行了相应调整。此次调整旨在进一步提升医保基金的可持续性和保障水平，扩大门诊慢特病病种覆盖范围，并优化异地就医直接结算服务。同时，对低保对象、特困人员等困难群体继续实行全额或定额资助参保政策，确保全民医保不落一人。杭州市医保局提醒，2026年度集中参保缴费期为2025年10月1日至12月31日，请广大市民及时完成缴费，以免影响次年医保待遇享受。具体政策可登录“浙里办”APP或前往各区医保经办窗口咨询。
The latest medical insurance premium standards for Hangzhou in 2026 have been officially announced, drawing widespread public attention. According to a notice released by the Hangzhou Medical Security Bureau, the annual individual contribution for urban and rural residents’ basic medical insurance in 2026 will be RMB 720 per person—up RMB 40 from 2025—with government subsidies increasing simultaneously to RMB 1,380 per person. For employee medical insurance, employer contribution rates remain at 9.5%, while individual contributions stay at 2% (including 0.5% for critical illness insurance). Contribution base limits have also been adjusted based on the city’s average annual wage from the previous year.This adjustment aims to enhance the sustainability of the medical insurance fund and improve coverage, expand the list of covered chronic and special diseases for outpatient care, and optimize direct settlement services for out-of-area medical visits. Full or partial premium subsidies will continue for vulnerable groups such as low-income households and individuals in extreme poverty to ensure universal coverage.The Hangzhou Medical Security Bureau reminds residents that the centralized enrollment period for 2026 runs from October 1 to December 31, 2025. Timely payment is essential to avoid disruption of benefits in the following year. Detailed information is available via the ‘Zhe Li Ban’ mobile app or at local medical insurance service centers.
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