近日，成都市人力资源和社会保障局公布了2024年度城乡居民基本养老保险的缴费标准。根据最新政策，成都市城乡居民养老保险设定了多个缴费档次，个人年缴费金额从最低400元至最高4800元不等，共分为13个档次，参保人可根据自身经济状况自愿选择。政府对每位参保人给予相应补贴，缴费档次越高，财政补贴也越多，最高可达每年200元。此外，对低保对象、特困人员、重度残疾人等困难群体，地方政府将继续为其代缴最低标准的养老保险费，确保其基本养老权益不受影响。城乡居民养老保险实行个人账户与基础养老金相结合的模式，缴费年限越长、金额越高，未来领取的养老金也越多。此次缴费标准的公布，旨在进一步完善多层次养老保险体系，提升城乡居民养老保障水平，推动实现“老有所养”的民生目标。
Recently, the Chengdu Municipal Human Resources and Social Security Bureau released the 2024 contribution standards for the Urban and Rural Residents’ Basic Old-Age Insurance. Under the updated policy, Chengdu offers 13 contribution tiers, with annual individual payments ranging from a minimum of RMB 400 to a maximum of RMB 4,800. Participants may voluntarily select a tier based on their financial situation. The government provides matching subsidies—higher contributions receive greater fiscal support, up to RMB 200 per year. Additionally, local authorities will continue covering the minimum premium for vulnerable groups such as low-income recipients, severely disabled individuals, and those in extreme poverty, ensuring their basic pension rights are protected. The pension scheme combines individual accounts with a basic pension; longer contribution periods and higher payments result in greater future benefits. This announcement aims to strengthen China’s multi-tiered pension system and enhance retirement security for urban and rural residents, advancing the goal of ‘ensuring care for the elderly.’
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